I’ve co-founded VDocet S.r.l. 💡 Not a “new role.” Not a “career pivot.” This 𝗻𝗲𝘄 𝘃𝗲𝗻𝘁𝘂𝗿𝗲 is an extra commitment to supporting the transformation of the players in the insurance arena 💡 I…

LinkedIn Content Strategy & Writing Style
Co-Founder, Board member, Insurtech Thought Leader, Keynote speaker and writer on insurance innovation
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Matteo Carbone positions himself as the industry’s pragmatic conscience, operating at the intersection of high-level insurtech strategy and "old school" insurance fundamentals. His content strategy centers on debunking "innovation theater"—specifically calling out the limitations of LLMs in risk assessment and the "bullsh*t" of exotic KPIs—while championing the profitable usage of IoT data through his Insurance Observatory. He is notable for his refusal to chase "shining objects," instead advocating for a human-centric transformation where technical literacy and leadership culture matter more than the technology itself. This unique blend of skepticism toward hype and bullishness on telematics allows him to bridge the gap between legacy carrier stability and the cutting edge of connected risk prevention.
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I’ve co-founded VDocet S.r.l. 💡 Not a “new role.” Not a “career pivot.” This 𝗻𝗲𝘄 𝘃𝗲𝗻𝘁𝘂𝗿𝗲 is an extra commitment to supporting the transformation of the players in the insurance arena 💡 I…
Kicking off the winter peer discussion of the North American IoT Insurance Observatory Insurance Observatory in Nashville A full day of discussions around the profitable usage of IoT data in the in…

Wrapping connected risk prevention around the risk transfer solutions (insurance policy) has become strategic for many insurers both in personal and commercial lines Nationwide has announced the amb…
“Personal AI agents will transform how consumers buy, manage, and interact with insurance across both P&C and L&A” this is the conclusion of this IBM paper 💥 They say “For the insurance context, we…
Who better than a champion of bul***itting to call out BS in other companies' press releases? 👉 https://lnkd.in/d7XN6VMq Without irony 😅 if you master a game, you should be pretty good at evaluatin…
I was discussing a few days ago with an executive who shared that an AI tool has become his always-on thinking advisor, from raw brainstorming to structuring strategies and drafting business plans In…
3.3 posts/week
Posts / Week
2.3 days
Days Between Posts
1
Total Posts Analyzed
HIGH
Posting Frequency
74%
Avg Engagement Rate
STABLE
Performance Trend
230
Avg Length (Words)
HIGH
Depth Level
ADVANCED
Expertise Level
0.82/10
Uniqueness Score
YES
Question Usage
0.3%
Response Rate
Writing style breakdown
<start of post>
Generative AI will replace the need for traditional actuarial models within three years” — I just read this headline in a popular tech newsletter 🤦♂️
If you sell the future, you have to sell the magic...
…it is fine, we all need a bit of wonder to get through the Monday morning meetings 😉
Let’s put aside the hype about LLMs writing code and predicting risk (my personal opinion is that we are confusing language fluency with mathematical truth… a mistake that can cost millions in the insurance world),
I’m more concerned on the following trend 👇🏻
𝐂𝐨𝐧𝐬𝐮𝐦𝐞𝐫𝐬 𝐰𝐢𝐥𝐥 𝐬𝐨𝐨𝐧 𝐭𝐫𝐮𝐬𝐭 𝐚𝐧 𝐀𝐈 𝐛𝐨𝐭 𝐭𝐨 𝐦𝐚𝐧𝐚𝐠𝐞 𝐭𝐡𝐞𝐢𝐫 𝐞𝐧𝐭𝐢𝐫𝐞 𝐜𝐥𝐚𝐢𝐦 𝐩𝐫𝐨𝐜𝐞𝐬𝐬 without any human intervention
What? 🤨
An LLM is a statistical mirror, not a legal expert
𝑰𝒕 𝒑𝒓𝒆𝒅𝒊𝒄𝒕𝒔 𝒕𝒉𝒆 𝒔𝒐𝒖𝒏𝒅 𝒐𝒇 𝒂 𝒔𝒆𝒕𝒕𝒍𝒆𝒎𝒆𝒏𝒕, 𝒏𝒐𝒕 𝒕𝒉𝒆 𝒇𝒂𝒄𝒕𝒔 𝒐𝒇 𝒕𝒉𝒆 𝒄𝒂𝒔𝒆
…relying on a 'vibe' to pay a claim is a recipe for a regulatory nightmare
To sell the speed of a chatbot for the fairness of a human adjuster seems dangerous, mis-selling by design
𝗔𝗻 𝗔𝗜 𝘀𝗵𝗼𝘂𝗹𝗱 𝗯𝗲 𝘁𝗵𝗲 𝗲𝗳𝗳𝗶𝗰𝗶𝗲𝗻𝗰𝘆 𝗲𝗻𝗴𝗶𝗻𝗲, 𝗯𝘂𝘁 𝘁𝗵𝗲 𝗳𝗶𝗻𝗮𝗹 𝗱𝗲𝗰𝗶𝘀𝗶𝗼𝗻 𝗺𝘂𝘀𝘁 𝗯𝗲 𝗴𝘂𝗶𝗱𝗲𝗱 𝗯𝘆 𝗵𝘂𝗺𝗮𝗻 𝗲𝘁𝗵𝗶𝗰𝘀 𝗮𝗻𝗱 𝘀𝘁𝗿𝘂𝗰𝘁𝘂𝗿𝗲𝗱 𝗱𝗮𝘁𝗮
Looking forward to discussing the real impact of AI on claims at the next IoT Insurance Observatory peer discussion in Nashville 👉🏻 bit.ly/4rcm6Q9
#iotinsobs
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